Ok, so you can't really study for this exam, but you can help swing your chances of getting a better rate by following some simple directions. You've decided on your term life insurance plan and company, so you just need to give up a little blood and urine for the company to examine.
They'll be looking for drug use (cocaine, marijuana, etc...), nicotine use, HIV, sugar, & cholesterol readings. For the first three there's not a whole lot you can do late in the game and you certainly want to be truthful on your application, but by avoiding red meat and sweets the day before the exam can make a measurable difference in the results, and since 5-10 points of cholesterol could save you 25-40% in premium it's not something to be taking lightly. If you can eat right for more than one day and even from the point of application to the exam day you'll be doing yourself a great service.
Finally, the exams are "fasting" exams so get them done early in the morning and have no evening (the night before) or morning snacks (the day of) until the exam is complete. Food in your system could significanlty raise your cholesterol and sugar readings, so you'll only be cheating yourself. Drink lots of water to help flush the system of everything, and be sure to "go" before the examiner arrives.
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