FAX CAREFIRST APPLICATIONS DIRECT TO 1-877-877-5801 OR 1-410-796-7456
If you have not received an e-mail confirmation of receipt of your application
within two business days please refax your application.
| MARYLAND CareFirst Health Plans |
|
(files include rates, brochure, and application - Husband/Wives, Parent/Child, and Domestic Partners should consider doing plans separately to save money)
BluePreferred MD - PPO plan with in and out of network benefits
(accepted by 42 hospitals and 90,000 doctors in the area). If maternity coverage is NOT needed, the $1,200 deductible HSA is most popular (if maternity is needed do BlueChoice). Fund the HSA account by $100 each month and you'll fund the $1200 deductible over the course of the year. That $100 plus the cost of the plan should put you in a much better position financially than ANY lower deductible plan. The exception is young, 20-something males and teens who should consider the BluePreferred PPO.
Download Blue Preferred PPO HSA Plan (VERY POPULAR)
Download Blue Preferred PPO Plan
Download Blue Preferred Saver Plan (consider Personal Comp instead)
Find a Doctor <-- Find doctors in network
BlueChoice MD - HMO platform. There's no reason to buy the "regular" HMO when the HSA $1200 deductible will save you well in excess of the $100 per month you'll deposit into the HSA account that essentially creates a $0 deductible (click here to read $0 deductible HSA plans blog). This plan requires referrals for specialist visits that the BluePreferred plan above does not require, but can run 15% lower in cost each month).
Download BlueChoice HSA Plan (VERY POPULAR)
Download BlueChoice Saver Plan (POPULAR LOW COST W/COPAYS)
Download BlueChoice Plan (Not a popular plan - consider Saver or Personal Comp)
Find a Doctor <-- Get your Physican's ID number here and write it on the application.
Personal Comp MD Any doctor major medical plan
(Most popular deductibles are the $400, $800, $1000, & $2500 HSA. Also, if applying for more than one person consider doing separate plans to save money -- meaning it's about 15% cheaper for a husband age 38 and a wife age 42 to do there own plans. Same would be true for domestic partners and parent/child.) Downside to the plan is the drug benefit is inferior to the plans listed above.
Download Personal Comp Plan
Download Personal Comp application only
Find a Doctor<-- You can use any doc, but if they accept the plan you pay less.
The fastest way to apply is by phone, then fax, and online is actually the slowest method. Scroll down to the bottom after you view the brochures for tips and other important information regarding these plans. Confused? Just call and we'll help you figure it out -- call 1-877-634-1256.
DISTRICT OF COLUMBIA
DC CareFirst Health Plans |
|
(files include rates, brochure, and application)
BluePreferred DC - PPO plan with in and out of network benefits
(accepted by 42 hospitals and 90,000 doctors in the area). If maternity coverage is NOT needed, the $1,200 deductible HSA is most popular (if maternity is needed do BlueChoice). Fund the HSA account by $100 each month and you'll fund the $1200 deductible over the course of the year. That $100 plus the cost of the plan should put you in a much better position financially than ANY lower deductible plan. The exception is young, 20-something males and teens who should consider the BluePreferred PPO.
Download BluePreferred HSA Plan
Download BluePreferred PPO Plan
Download BluePreferred Saver Plan
BlueChoice DC - HMO platform. There's no reason to buy the "regular" HMO when the HSA $1200 deductible will save you well in excess of the $100 per month you'll deposit into the HSA account that essentially creates a $0 deductible (click here to read $0 deductible HSA plans blog). This plan requires referrals for specialist visits that the BluePreferred plan above does not require, but can run 15% lower in cost each month).
Download BlueChoice HSA Plan
Download BlueChoice Saver Plan
Download BlueChoice Plan
Find a Doctor <-- Get your Physician's ID number here and write it on the application.
3) BluePreferred OPEN ENROLLMENT DC - PPO plan with in and out of network benefits - If you've been declined for coverage apply for this plan. (open enrollment may not be available at all times)
Download brochure
The fastest way to apply is by phone, then fax, and online is actually the slowest method. Scroll down to the bottom after you view the brochures for tips and other important information regarding these plans. Confused? Just call and we'll help you figure it out -- call 1-877-634-1256.
| VIRGINIA CareFirst Health Plans |
|
CareFirst Health Plans
(files include rates, brochure, and application)
If you live east of Route 123 or within the cities of Fairfax or Vienna, you're in the CareFirst Blue Cross Blue Shield service area and will want this plan..
BlueChoice VA - HMO platform. There's no reason to buy a "regular" HMO when the HSA $1200 deductible will save you well in excess of the $100 per month you'll deposit into the HSA account that essentially creates a $0 deductible (click here to read $0 deductible HSA plans blog). This plan requires referrals for specialist visits that the BluePreferred plan above does not require, but can run 15% lower in cost each month).
Download BlueChoice HSA
Find a Doctor <-- Get your Physician's ID number here and write it on the application.
BluePreferred VA - PPO plan with in and out of network benefits
(accepted by 42 hospitals and 90,000 doctors in the area). If maternity coverage is NOT needed, the $1,200 deductible HSA is most popular (if maternity is needed do BlueChoice). Fund the HSA account by $100 each month and you'll fund the $1200 deductible over the course of the year. That $100 plus the cost of the plan should put you in a much better position financially than ANY lower deductible plan. The exception is young, 20-something males and teens who should consider the BluePreferred PPO.
Download BluePreferred PPO Plan
Download BluePreferred HSA Plan
Download BluePreferred Saver Plan
BluePreferred OPEN ENROLLMENT VA - PPO plan with in and out of network benefits If you've been declined for coverage apply for this plan. (open enrollment may not be available at all times)
Download brochure
The fastest way to apply is by phone, then fax, and online is actually the slowest method. Scroll down to the bottom after you view the brochures for tips and other important information regarding these plans. Confused? Just call and we'll help you figure it out -- call 1-877-634-1256.
VIRGINIA
If you don't live in the service area listed above then you're in the Anthem Blue Cross Blue Shield service area and would want this plan. If you're not sure where you fall exactly feel free to ask OR you can just try to get a quote from Anthem by following the links below and the health quote engine will let you know (if it doesn't give you a rate, you're in the CareFirst area).
KeyCare - You can now look at all of the offerings from Anthem Blue Cross by following the link below. The dental option with their plan is a good one and we do recommend it with this plan (see note below). As always, call with questions. You quotes, application, and everything else are provide DIRECT from Anthem through this link.
Get rates and apply online
ADDITIONAL INFORMATION - PLEASE READ.
(be patient while downloading you'll see blank screen until done -- we can also fax you the applications if you'd like -- send an E-mail with your fax number and details of what you are requesting -- also make sure you download the correct application -- Maryland if you live in Maryland, DC for DC, etc...)
If you can decide on your own just download the brochure and application above and complete the application. You can fax the application back to 410-796-7456 (or 1-877-877-5801 toll free fax) to get your underwriting process started today. Feel free to apply for two plans and decide which to take later. If you need help sorting it all out our number is 1-877-634-1256. Remember our price is the same as everyone's, so you'll get unbiased, helpful information if you have questions. We also have more plans than any other site, so we can show you alternative plans as well. You will get better service than any other source which includes, but not limited to -- checking your application to reduce or eliminate processing delays, weekly e-mail notifications of status and ongoing support later on. Nobody else does this for you.
Once you submit your health insurance application, we'll send you a same day confirmation E-mail letting you know that it has been received. We'll also let you know if there is any missing information on your application that will hold up the process. From there, we'll send you periodic E-mails to let you know how your application is progressing. There's nothing more frustrating than not knowing the status of an application whether it's for a loan or for insurance, so we remove this agony - a service you'll only receive from us.
Also, if you apply for the "wrong" plan we'll tell you. Big, online insurers will not do this. They'll process your application as they get it, so don't do business there because they charge the same rate that we do.
You'll notice a dental option on these plans, but we recommend foregoing that coverage and choosing the Ameritas Dental Insurance available under the dental insurance section of our site OR the Aetna Dental discount plan which is far superior to The Dental Network. The Ameritas plan is the same as what groups offer their employees except for some waiting periods for coverage .
IMPORTANT -- *If you are coming off a group plan or COBRA coverage (after using up all 18 months of coverage) please contact our office immediately. There are special rules to get HIPAA coverage (coverage that can cover pre-existing conditions). Your window of opportunity to get this coverage is not very big and you don't get any second chances if you miss it. We've met too many people who could have obtained affordable coverage, but are now unable due to not knowing about these rules. (rates online may not reflect 2006 rates, but will when provided)
Billing Info:
The Personal Comp plan bills quarterly unless put on monthly billing download EasyPay form and return with intial application or mail after approval.
Download brochure
The BlueChoice and BluePreferred plans use a different form to pay automatically. Download that here.
Download brochure
In both cases please continue to pay ALL bills until you receive a confirmation that the debit plan is set up.
ALL CAREFIRST BLUE CROSS APPLICATIONS SHOULD BE RETURNED....
BY FAX TO:
1-877-877-5801
OR BY MAIL TO:
CareFirst Processing
5965 Sandy Ridge
Elkridge, MD 21075
Application status line is 410-796-7497
If you have submitted an application and haven't heard anything yet FAX your copy to the above fax number with a note and we'll expedite processing (if you didn't keep a copy download above).
You may also
APPLY ONLINE for CareFirst (see directions below FIRST)
Directions for applying online:
1) Click link to apply APPLY ONLINE for CareFirst.
2) Click "apply" next to the plan you're applying for (when the small pop-up comes up just click "continue".
IF YOU SEARCH THROUGH ANY OF THE ONLINE INFO ON THE LINK YOU MUST CLOSE THE WINDOW AND THEN CLICK APPLY ONLINE ON THIS PAGE AGAIN BEFOE APPLYING.
3) Follow the application through to the end and submit online.
4) Fax a copy to 1-877-877-5801 or e-mail to "CareFirst" at InsurancePickle.com
4) If you have questions just call 1-877-634-1256.
