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Dental Insurance

A nice smile can go a long way, but it doesn't come cheap. Dental coverage is also an important part of a complete insurance plan.

Dental Insurance and Dental Discount Plans

You have two different options when it comes to dental coverage. You can buy a dental insurance plan or a dental discount plan. Dental insurance will share the costs of a dentist with you, where a dental discount plan will only allow you to access dental services at pre-negotiated prices.

Dental insurance is definitely a better way to go, but it is also the more expensive way to go. And, if you need a root canal in the next handful of months, a dental insurance plan is not going to be an option for you, due to waiting periods. All dental insurance plans (that are not through an employer) have waiting periods for certain services. It is not uncommon to wait 0-3 months for cleanings (preventative services), 3-6 months for fillings and related services (basic services), and 12-18 months for root canals and related services (major services). Each plan will list out the waiting periods for that particular plan.

Other Options...

If you get your health plan through our site, we will include a dental discount plan at no cost. Once you get your health plan, just let us know and we will send you the dental plan. You can try that out first to see if it meets your needs before considering another plan on our site.