Temporary Health Insurance

Whether you are…..
• Between jobs or out of work (about COBRA)
• Finished with school
• Retired early
• Waiting for other coverage
• A student no longer covered under your parent’s plan

…these temporary health insurance plans are essential to keep from being uninsured for even 1 day. These plans can cover you for as short as 1 month up to a maximum of 6 or 12 months and you can pay for the total amount of time in one payment (which is least expensive way) OR pay monthly. If you need coverage for longer please buy health insurance.

* Click the link ( FREE discount RX plan) to sign up for the free card. Also, be careful in some of the temp plans as it defaults you to purchase another card. If you don't want that card uncheck the box. We receive no compensation for the discount card and make no warranties or promises. We're just putting it here because we like you and hope it helps you out. It's not an insurance plan.

To get quotes and/or apply just click on the brochure or the "Quote/Purchase" button under each product (not all states are available and the states that are available are different from company to company, so be sure to check each one). Remember nobody can sell the same temporary health insurance plans for less so you can compare the prices of these six quality, highly competitive companies with little effort. When you’ve decided, make a secure purchase online (frame surrounds company's site that is guaranteed secure). Also, each company allows you to print the application and submit with a check if you prefer. Coverage can start as early as tonight or any future date. Our phone number is listed above if you have questions.All six plans pretty much work the same. You can see ANY licensed doctor because there are NO networks with any of the plans we offer.

You pay all medical expenses up to your chosen deductible and then the plan kicks in and pays 80% (80/20) of your covered expenses of usually the next $5000 (Most plans also have a lower cost 50% (50/50) option and Assurant has a higher cost 100% (100/0). After that the plan pays 100% of the covered expenses to a specified maximum of usually $1,000,000 to $3,000,000.

These plans don't cover preventative care (check-ups), maternity or pre-existing conditions. If you answer "yes" to any of the health questions your application will be declined. If you answer "no," then the plan will usually be issued. If you're ill or injured prior to having the coverage, these plans will not cover that illness -- you need the coverage in place before the need arises.

We can usually start your coverage as early as tonight if you apply now. Or, you can select another future date making planning ahead easy to do.

You will find that this temporary health insurance coverage is very inexpensive, but be sure you have a game plan to get new coverage after this expires. We can try to help you with that if you contact us before current coverage expires. There are slight differences that you should be aware of. For example, the TransAmerica plan doesn't cover out-patient prescriptions, but most of the others do (for new prescriptions, not existing ones). Just be sure to check the exclusions of each one and most of them do give you some type of 10 day free-look period. Which one? There all good, it's just that depending on where you live one might be more competitive than another AND they are in order of popularity so that should help your shopping move a little faster.

Never ever cancel coverage before you have new coverage in place.

Student Select Health Insurance

If you're a full-time student you could consider a "Student Select" plan from Time Insurance. This plan is limited in scope, but the price is right for the average student.